The English spelling system is difficult because we use many of the same words and slightly alter them and give them different meaning and we have so many different phonics, adverbs, nouns, and many more that is really confusing if you don't learn it from a young age.
Answer: I think the answer is A- if we avoid our fear we will use our lives to any natural force such as a storm, correct me if I’m wrong.
Explanation:
OP. It stands for object of a preposition. An object of a preposition comes after a preposition. In this case, the preposition is "to" and since the noun clause comes after the preposition, it is the object of the preposition.
Hope this helps.