Answer:
Banks needed a source of emergency reserves to prevent the panics and resulting runs from driving them out of business. A particularly severe panic in 1907 resulted in bank runs that wreaked havoc on the fragile banking system and ultimately led Congress in 1913 to write the Federal Reserve Act.
Answer:
May be an influence to the way they dress or live day to day
Explanation:
weather can influence things like culture as well.
1791 is when the whiskey rebellion began