Bankruptcy<span>. A federally authorized procedure by which a debtor—an individual, corporation, or municipality— is relieved of total liability for its debts by making court-approved arrangements for their partial repayment.</span>
because words like that seems to go unnoticed at times.
Honesty you should look on Google
I believe the answer is: <span>Learned helplessness
</span><span>Learned helplessness refers to the feel of helplesness that created by exposing an individual to a negative situation for a long period of time, to the point where they perceive the negative situation as something that 'normal' or 'supposed to happen'</span>