Question

8) Barb, who is self-employed, is the main breadwinner for her family. Barb does not have disability income insurance because she has never stopped to consider the impact of a long-term disability upon her family. Barb’s treatment of the risk of disability is best described as:
a. risk transfer.
b. active retention.
c. risk avoidance.
d. unfunded retention.

Answer 1

I think it’s unfunded retention