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pychu [463]
2 years ago
11

How can I start building my credit

Business
1 answer:
vodka [1.7K]2 years ago
4 0

Answer:

Use a credit card and pay off something each month.

For example, a spotify membership with a student discount is $5 a month, these monthly payments will help increase your credit.

Explanation:

You might be interested in
On December 31, 2020, Berclair Inc. had 600 million shares of common stock and 7 million shares of 9%, $100 par value cumulative
Debora [2.8K]

Answer:

The diluted EPS is $1.65

Explanation:

Solution

The Numerator (Basic EPS):

The Net income = $1,050 million

The Preferred dividends= 3mn * 9% * $ 100 = $ 27 million

because the preferred stock is cumulative, the dividend is deducted whether or not paid)

The Denominator (Basic EPS): Weighted average Number of shares

Now,

common stock outstanding (1/1 – 12/31)  600 million x (12/12) *1.05  = 630 million

The Treasury shares purchased (3/1 – 12/31)  (24) million x (10/12) *1.05  =(21) million

The  shares  treasury sold  (10/1 – 12/31)  (4) million x (3/12)  =1

The average  weighted number of shares  =610 million

so,

Basic EPS = ($1,050-27) ÷ 610 = $1.68

Stock Options

The stock choice are dilutive because exercise price is lesser than market price of $ 70 per share.

By applying the treasury stock method.

Exercise is supposed to take place at the later of the date of issue (9/13/21) or the beginning of the year (1/1/21). Assume exercise 1/1/21

The Treasury Stock Method suggests that the proceeds received upon exercise of $1,680 (30 million x $56) are used to purchase back stock at the market price average, for example  $1,680 ÷ $70 = 24 million

The net goes higher in the number of shares = 6 million  (30 million issued upon exercise – 24 million repurchased)

Convertible Bonds

By applying method if bonds are transformed into common stock.  however,a step by step approach to calculate nature of dilution. is determined

Now,

The shares issued on conversion = 6 million

The Interest paid, net of tax = $3 [(8% x $50) x 75%]

The Interest per shares issued = 3/6 = $ 0.5 per share

The EPS without assumed conversion = ($1,050 - $27+3) ÷ (610 + 6+6) = $1.65

The convertible bonds are dilutive because $1.65 is less than $1.68

Therefore, diluted EPS = ($1,050 - $27+3) ÷ (610 + 6+6) = $1.65

4 0
3 years ago
Several employees at a fast-food restaurant call in sick at the last minute. The manager tries to fill in but doesn't know how t
VikaD [51]

Answer:  Trained incapacity

Explanation: In simple words, it refers to the idea that after gaining a certain kind of education, skill or experience etc. the level of thinking of an individual cannot go beyond a certain limit.

In the given case, the manager was the upper level employee and was not habitual to the work that was performed by the workers in the restaurant.

Therefore this position in the workplace limited his skills of performing only the managerial work.

Hence from the above we can conclude that the above case depicts trained incapacity.

3 0
2 years ago
What are the challenges (trends) Consolidation Tech Plus (CTP), Inc. Should be aware of in the environment of human resource man
makkiz [27]

Answer:

Workforce diversity challenges, technological challenges, and economic challenges

Explanation:

The challenges (trends) Consolidation Tech Plus (CTP), Inc. Should be aware of in the environment of human resource management that require HR to play a more central role in​ this growing organization are :

Workforce diversity challenges includes Acceptance and Respect, Accommodation of Beliefs ,Ethnic and Cultural Differences,

Gender Equality among others

Technological challenges includes Information security, Risk management and governance,

Regulatory compliance, Technology integration and upgradation, Resource management among others

Economic challenges includes Conflict and Poverty, Competing in a New Era of Globalization,Global Imbalances,Rise of New Powers among others

3 0
2 years ago
Explain what is happening during each phase of the cycle with: I. output, II. employment III. and inflation
Ludmilka [50]

Answer:

During each phase of the economic cycle of Recession and Expansion, the following economic variables fluctuate, accordingly:

I. Output: During Recession, production output reduces.  But, during expansion, product output rises with rising income, employment, and even stable inflation.

II. Employment: During phases of economic Expansion, employment rises, while it contracts during the phases of Recession.

III. Inflation: Due to rising income and output during economic expansionary periods, inflation rate also rises.  It reduces when the economy enters a recession.

Explanation:

Business or Economic Cycle describes the recurrent, but not periodic, sequence of changes in the aggregate economic activities of a nation.  It usually cascades between the spectrum of expansion and recession.  This means that there is an alternation of the phases of economic cycle between expansion and contraction (recession) when the aggregate economic activities may rise or decline due to the equal movement of economic variables like the GDP output, employment, income, and sales.

5 0
3 years ago
Who influences the total output of the Egyptian economy?
shepuryov [24]

Answer:

Egyptian house holds yes

4 0
3 years ago
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