Once the account is open, it is the responsibility of the account holders to reconcile their statements and maintain a proper balance in order to clear all checks. It is very important to pay attention to your balance, and a monthly reconciliation of your account is highly beneficial.
Checking account holders have access to online and mobile banking, ATMs and the use of debit cards and checks to make purchases or withdraw funds from the account. Many employees find checking accounts useful for direct deposit of their paychecks.Step-by-step explanation:
