Martin Luther had the greatest Impact on the Protestant Reformation. He called out all of the bad things, and hypocritical things the catholic church has done, causing people to questions the teachings of the catholic church and turn to other religions
From what I can remember, states' rights was a large factor contributing to the Civil War. With Lincoln becoming president and representing the North, the Southern states seceded, leading to a war. The state governments of the South argued that since the Constitution and the federal government was created by the states, the federal government had no right to stop states from seceding. President Lincoln and other northerners disagreed and wanted to preserve the Union by stopping states from seceding.
After the war, I believe the South still disagreed on a strong federal government. They wanted to rule the area by themselves.
Answer:
Students loans are normally guaranteed by the government because governments have collateral on the students in form of the revenue authority pins which can enable them to trace students when there's payment default.