The <em>cognitive behavioral approach</em> assumes that psychological disorders have irrational roots and changing those patterns of thinking/ those systems of belief can relieve a person's symptoms.
This approach focuses <u>on tackling the problem at hand, the current problem the person is facing and deconstructing with them why it's irrational </u>and what can be done about the present.
This is considered a short-term form of therapy and it's concentrated on bringing objectivity into the subjective reality of an individual.
Bankruptcy is a legal rank of a person or other object
that cannot reimburse debts to creditors. In here the high rate means that it
is a legal process in which a court takes over approximately of the finances of
an individual who is incapable to recompense his or her bills.