Private<span> </span>loans<span> are not funded or subsidized by the </span>federal<span> government; instead, they are funded by banks, credit unions, or </span>other<span> types of lenders. The bank or lender not the </span>federal<span> government sets interest rates, </span>loan<span> limits, terms, and conditions of </span>private<span> student </span><span>loans</span>
The second one, I believe.
Hope this helps
Charlemagne advanced education by establishing schools and promoting literacy.
