<span>Given that,
Promissory note A = 5,500
Discount rate i = 12%
i = 12/100
Term n= 5 months
we know that,
1 year = 12 months
5 months= 5/12
So we get,
A = 5,500
i = 12/100
n= 5/12
To find the ada's proceeds on the loan formula is,
Proceeds=A(1+i)^n ........... (1)
Put the value of A,i,n in equ (1)
Proceeds=5500(1+12/100)^5/12
=5500(1+0.12)^0.417
=5500(1.12)^0.41667
=5500(1.04835)
Proceeds=5765.94
Therefore $5765.94 Proceeds on the loan</span>
Answer:
a)
Explanation:
Phishing is a type of deception in which an intruder disguises himself in email or other means of communication as a reputable individual or person. Attackers would normally use phishing e-mails to spread a range of malicious links or attachments. Some people will gather login credentials or victims' account details.
So as per above definition only option A seems the correct alternative among al the other option when discussing about Phishing.
A con executed using technology, typically targeted at acquiring sensitive information, or tricking someone into installing malicious software.
Answer:
Henry is analyzing - "Would it be ethical not to take action?"
Explanation:
Ethics is a moral principle that involves a concept to become right or wrong. Business ethics and work ethics are beyond what ordinary ethics describes. Business ethics works with appropriate business policies and practices which encourage potential controversy. In this question, Henry worries about the manufacturing process, which emits enormous carbon-dioxide. He wants to upgrade the machine to reduce the emission as well as become echo-friendly. Therefore, he is in between an ethical decision whether to take action or not to take action. So, he is analyzing, "Whether it be ethical not to take action?"
Answer:
D. John
Explanation:
John has an annual income of $100,000 which is equivalent to a monthly salary of $ 8,334.00 ($100,000 divide by 12 months)
Applying the 28/36 borrowing rule, Mr. John cannot exceed 36 percent of his monthly income to service debts. It means that John has $ 3000 available every month to service his loans.
John intends to take a loan of $ 10,000. This amount is within his ability to pay. Even if he has other debts, he only needs months to clear the loan plus interest.
If we apply the same rule to Paul, his monthly salary is $2, 084.00. He has $ 750.00 available to pay the loan every month. A loan of $ 50,000 with interest will take about seven years to clear. Considering he may want to take other loans in that period and the value of the car by then, Paul is likely to default.
Eileen will have $720 available for repayments per month and annually $ 8640.00 to repay $400,000.00; she will need about 47 years. Considering her age, it's not viable.
Answer:
set through a process that involves all persons responsible for formulating and implementing the goals.
Explanation:
Goal setting theory states that when there are specific and challenging goals along with appropriate feedback, there will be better performance of tasks.
Goal setting is a continous process that is improved by feedback of all stakeholders.
In setting goals performance is improved when the people that implement and formulate the goals are involved.
This will result in higher buy in to the process since all interested parties set the goals together.
