The banks, where they are coming, but when?
She is accounting for his handsomeness that he might not have. He is inferring to be successful you should be rich and handsome but she makes up for the handsome.
Can you add a little bit more to this so I can accurately answer your question.
He regrets bringing his creature to life because the monster is terrifying to him. the monster does a lot of stuff that victor is not okay with (for example, killing his little brother & framing a family friend of theirs, etc). he wishes he wouldn't have created the monster, so none of that stuff would've happened. he thought that's what he wanted to do, was create a monster because he was so smart and capable of doing so, but in all reality what he created ended up running his life.