Banks channel money from savers to borrowers in order to make money off of the "interest" that is charged by the bank to the person or firm taking out a loan. A portion of this interest is also paid to the original "saver".
The correct answer is the Tuamotu Archipelago.
If Magellan’s course had taken him a little farther north or south shortly after crossing the Tropics of Capricorn, he might been able to restock food and water supplies in the Tuamotu Archipelago.
The Tuamotu Archipelago is also known as Paumotu and is part of French Polynesia in central South Pacific Ocean. It has ring-shaped coral reef best known as an atoll, which includes many coral reefs. Indeed it is considered the largest portion of coral atolls on Earth. The largest one receives the name of Rangiroa.
You didn't list options, but I'll suggest an item which famously occurred during Warren G. Harding's presidency:
<h2>The Teapot Dome Scandal</h2>
This was a scandal in which one of President Harding's cabinet members illegally leased oil reserves. President Harding was not directly implicated in the scandal, but was affected by it. After President Harding transferred supervision of the naval oil-reserve lands from the navy to the Department of the Interior in 1921, Secretary of the Interior Albert Bacon Fall secretly gave Harry Sinclair of the Mammoth Oil Company exclusive rights to the Teapot Dome reserves in Wyoming. He granted a similar deal to another oil company executive. The secret leases came under Congressional investigation. Congress directed President Harding to cancel the leases, and the Supreme Court ruled that Harding's transfer of authority to Interior Secretary Fall had been illegal. The whole affair took a toll on President Harding's health. He died in office in 1923.
The correct answer to this open question is the following.
Te question does not mention any individual in specific, so we assume that we choose the individual we like to write the testimonial.
We choose Dr. Martin Luther King Jr. He was an important figure and led the civil rights movement in the United States. He followed the ideals of liberty and tolerance and influenced millions of people. On his positive side, Dr. King could congregate thousands of people to the civil rights movement cause. He set the example. He was at the very front of the protests and marches. One very good thing he had was that he supported peaceful demonstrations, never violent protests. His "Letter From the Birmingham Jail" and "I Haad a Dream" speech, have influenced modern leaders around the world.
On the negative side, probably he could have been more open and tolerant to negotiate with authorities or to join forces with other black leaders such as Malcolm X, that although he used violence in his protests, the union of more African American leaders could have taken the movement to different dimensions and accomplishments.
