Predatory lending is can be understood as any lending practice that convinces the borrower to accept unreasonable terms, that can be coercive or exploitative, for a mortgage that the borrower cannot afford. To protect yourself you can take a look at some steps:
1. Don’t agree to a loan without understanding the amount of closing cost, fees, and other upfront costs;
2. Shop around, don’t let anyone rush you into a decision on a loan or home improvement;
3. Question about any additional fees and prepayment penalties, if any. Make sure that those fees are sound;
4. Stay clear of lenders who promise that your loan will be approved despite your credit history or rating;
5. Borrow only the amount you need and can afford;
6. For any loan, make sure you understand all of the terms before you sign it;
Answer: b)Leaving a voice-mail message
Explanation: Linear communication is the communication in which the sender sends the message to the receiver but receiver cannot revert with the feedback. This communication is established in one way path.
Voice mail is the recorded message in the digital form which is sent over the telephonic devices when the phone holder is not present for answering the call .The phone holder gets the message later when they listen to the voicemails.
Other options are incorrect because others will receive the a feedback or response in return of the message sent by them.So,the left voice is the linear communication example.Thus , the correct option is option(b).
Answer: C: The citizens of Athens stayed within an overcrowded walled city.
Explanation:
The Peloponnesian War had only been fought for a few years when farmers and other citizens who lived outside the city of Athens flocked to the inside for protection from the Spartans. The city had not prepared properly for this type of overcrowding. There was a shortage of food and clean water as a result. There was a lack of cleanliness. Athens was unable to get rid of all the waste that the mass of people was creating. This caused a plague.