It would be "secured credit" that involves a set limit based on what a consumer pays up front, since this type of credit is most often used in credit cards that can build up a credit score by making monthly payments.
I think 3 can be a good match for that statement....
This answer is true, it has decreased significantly around 56%.
The answer is Moral Panic
Also called 'Public Fear', it is described as a collective Public anxiety or a feeling of threat towards a particular situation which they believe can completely destroy the society they live in.
In history, there has been several cases of Moral Panic starting from early times when e.g. the Japanese saw foreigners as a threat or when so-called witches were burned in Europe.
Recent moral panic examples include the threat of Communism, HIV as a 'gay' disease and the threat of Global warming.
In history, many governments have created 'Moral Panic' as a propaganda tool in wars and to deviate public perception.
Because of the mysteries and savagery they expected to find in the interior