<span>Pradeep's concern indicates that he is sensitive to the problem of cultural heritage or cultural background. The idea that culture is very diverse in different sections of the world is still a not so widely accepted thought by many. Therefore, expressing ideas about a person's particular cultural practices may come into shock to those who are not aware of such.</span>
        
             
        
        
        
I-85, I-75, I-20, I-29, I-485, and I-675 just to name a few.
        
             
        
        
        
Each star means all of the 50 states because their are 50 stars. The 13 stripes mean the 13 British colonies that declared their independence from the King of Britain.
        
             
        
        
        
They established the Continental Army. They made George Washington General of the Army.
The greatest legacy left by the Second Continental Congress of Philadelphia was the Declaration of Independence of the United States on July 4, 1776, which marked the beginning of a long military dispute between the revolting settlers and English loyalists.
It ended with a resounding victory for the rebels, who founded a Republic (a year before the French Revolution!) In the Americas, guided by the principles of political freedom and the supremacy of the popular will.
 
        
             
        
        
        
Answer:
D. Claims are paid to the policyowner separately by each insurer participating in the reinsurance agreement.
Explanation:
Option D is correct because it does not apply to reinsurance. 
In reinsurance, the company known as the insurer accepting part of the risk that are being transferred from another insurer is known as the reinsuring company. 
Also, the insurer that is seeking to transfer part of its risk to another insurer is called the ceding company. Reinsurance is a risk sharing process between the insuring companies. Insurer that transfers part of his risk to another insurer does that in order to limit their total loss which they might incur in the case of any disaster.