Answer:
Maybe he needs to rest more and maybe is in bad shape.
Answer: Economic importance Over 94,000 vessels pass through the strait each year (2008) making it the busiest strait in the world, carrying about 25% of the world's traded goods, including oil, Chinese manufactured products, coal, palm oil, and Indonesian coffee.
Explanation:
The credit report refers to the record of the credit history of a person.
A credit report is simply referred to as a record of the repayment of the debt of a borrower. It shows the record of the credit history of a borrower from different sources.
In this case, the credit report will be used in determining if Carolina will be given the loan or not. In a situation whereby Carolina pays the loans that she had taken earlier on time, this can ensure that she'll be given another loan.
On the other hand, if Carolina doesn't pay back her loans in time, this can discourage the bank from given her the loan.
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I would believe that the credit report doesn't include race or ethnicity
