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amid [387]
3 years ago
9

An adjustable rate mortgage originator is adversely affected by _______ interest rates while the borrower is adversely affected

by _______ interest rates. Multiple Choice increasing; decreasing increasing; increasing decreasing; decreasing decreasing; increasing stable; decreasing
Business
1 answer:
In-s [12.5K]3 years ago
4 0

Answer:

DECREASING interest rates affects the originator while INCREASING rates affects the borrower.

Explanation:

An Adjustable Rate Mortgage (ARM) is a loan with an interest rate that changes or varies.

The ARMs may start with lower monthly payments than fixed-rate mortgages, but know that Your monthly payments could change. It may not go down or it will just go down a little even if interest rates go down.

An Adjustable interest mortgage is a loan whose interest rate is not steady or the same. Its interest rate is adjustable.

It is characterized by frequent changes of the interest rate,

A periodic change in interest rate. and a total change in interest rate over the life of the loan, sometimes called life cap.

An adjustable rate mortgage transfers all the risk from the lender to the borrower.

The Advantage of a 30-year fixed rate mortgage is that it is an almost risk-free mortgage. And even though an adjustable rate mortgage may carry a lower initial rate, it's almost certain that the rate will rise at some point in the future. You can buy a very expensive house, and it feels as though you paid almost nothing for it.

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Which of the following is the deliberate process through which someone becomes aware of personal​ skills, interests,​ knowledge,
ANTONII [103]

Answer:

Career planning

Explanation:

Career planning is self-assessment and preparation undertaken by an individual who has a decent career path. Career planning phase is a continuous process of discovering oneself, establishing career aspirations, evaluating skills and finding the best career opportunities.

5 0
3 years ago
Wright Automobiles, a used car dealer, has to purchase soft drinks and snacks for the vending machines in the customer lobby. Th
worty [1.4K]

Wright Automobiles, a used car dealer, has to purchase soft drinks and snacks for the vending machines in the customer lobby. This buying situation demonstrates a <u>straight rebuy.</u>

<u></u>

A purchase in which the customer buys the same goods in the same quantity on the same terms from the same supplier.

Modified rebuy is a state of affairs wherein the client makes some adjustments within the order, and it could require some additional analysis or studies. straight rebuy: wherein the client reorders the identical products without seeking out data or thinking about different suppliers.

If your company is upset with a dealer's product and the procurement crew makes modifications to the order, you completed a changed rebuy. There are several motives for agencies to try this new requirement, excessive costs, suppliers, product adjustments, etc.

A buying scenario in which an individual or agency buys goods that have been bought previously, however, adjustments either the provider or a few other elements of the preceding order.

Learn more about straight rebuy here brainly.com/question/8530057

#SPJ4

3 0
1 year ago
In the model of mass-mediated communication, the: Select one: producers of the message control the reception of the content prod
taurus [48]
<h3 />

How information is conveyed is important,  mass-mediated communication allows information to reach a wide range of people.

<h3>What mass-mediated communication?</h3>

It is a communication method that involves sending messages through a medium either internet or television to a receiver (audience)  to produce some effect.

The communicator of the message controls the interpretation of the content to the receiver.

Therefore, in mass-mediated communication content producers of the message control the interpretation of the content

Learn more on mass communication here,

brainly.com/question/18363250

4 0
1 year ago
From a strategic marketing viewpoint, a total product offer includes all of the tangible attributes of a good or service, and ex
Tasya [4]

Answer:

B. False

Explanation:

<em>Total Product offer </em>is every aspect of a product which the customer evaluates before buying.

From strategic marketing viewpoint, the customer may evaluate the product on both the tangible and intangible attributes.

An example of this is the iPhone by Apple. On tangible level, the product itself, the packaging and others are tangible attributes that a customer may evaluate. On intangible level, the brand name, perceived benefits, convenience, purchase services, and many other factors are part of the iPhone as the intangible attributes that the customer will evaluate.

As a marketer, one should think and talk in the language of customers- let it be from either tangible or intangible point of view.    

7 0
2 years ago
The owner of a personal watercraft put an ad for its sale in the paper. Her neighbor saw the ad and told her that he wanted to b
WARRIOR [948]

Answer: D. The neighbor, because obtaining financing was a condition precedent.

Explanation:

Even though it wasn't listed in the written contract, there was the condition precedent that the contract would not be binding unless funding was obtained. Condition precedent is a condition that must happen for a contract to become enforceable.

Funding was not obtained so the contract cannot be enforced. The neighbor would therefore prevail so long as the owner admits that there was indeed a condition precedent.

3 0
3 years ago
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