Living comfortably after you retire is the answer
To round it to the nearest unit it would be 38. To round it to the nearest ten it would be 40.
19y-9. you distribute -3 into (-4y +3) to get 12y -9 and then you combine like terms so 12y +7y to get 19y and you still have the -9 so the simplest form would be 19y-9
