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Answer:
She is actually paying a rate of 7.36% of interest.
Step-by-step explanation:
The real interest rate, as a decimal, is given by:

In which r is the interest rate and n is the number of compoundings during an year.
The nominal rate on Sandra's loan is 7.125%, compounded monthly:
This means that 
So

As a percentage: 1.0736*100 = 107.36% - 100% = 7.36%
She is actually paying a rate of 7.36% of interest.
Let n = the unknown number.
Six times a number = 6 * n = 6n
20 more than number = n + 20
Greater than = >
Put it all together:
6n > n + 20
Subtract n from both sides to get constants on one side and variables on the other:
6n - n > 20
5n > 20
Divide both sides by 5 to isolate variable N
n > 4
or (4, ∞)
The answer to this problem is nine.
I believe the correct answer is the second option. The correct despcription of the said figure would be a rectangle since from the choices it is the only shape where all angles are the same value which is 90. A kite can have different angles at each corner. A rhombus has two pairs of different angle measurements as well as a trapezoid.