You have to find how many quarters (0.25) and dimes (0.10) are in $2.05. There are 7 quarters, which will add up to $1.75. You can't have 8 quarters because then you would have 2 dollars, and there wouldn't be enough for a dime, there would only by 5 cents left, or a nickle. Then, you find out how many nickels you need, which is 3.