Answer:
<u>13.2%</u>
Explanation:
As per Capital Asset Pricing Model (CAPM),
Expected Rate Of Return = 
wherein, 
= Risk free rate of return on treasury bonds
B= Beta , which represents the degree of sensitivity of security return to the market return.
= Return on market portfolio
Thus, Expected rate of return of security X = 6 + 1.2(12 - 6)
= 13.2%
CAPM model is used for calculating expected rate of return. As per the model, the investors expect a risk premium represented by excess of rate of return of market portfolio over risk free rate , in addition for the risk free rate of return.
The risk premium serves as a compensation for investing in risky securities instead of risk free securities.
OPR stands for Office of Professional Responsibility. OPR is a governing body that announces disciplinary sanctions. The OPR sanctions involves attorney, certified public announcements, appraisers, etc. OPR sanctions are disciplinary sanctions that are imposed when any violation of applicable standards occur.
Answer:10;5.
Explanation:John Firman was an adjunct professor in the American University, he teaches Seminar in policing in the Graduate schools of the institution. He has also worked with the Governor of Illinois, where he worked as an Associate Director of the Illinois Criminal Justice Authority between the year 1985-1994 Mr. John Firman is the Director of the Research Division of the International Association of Chiefs of Police (IACP.) According to professor Firman,the most common restriction on hiring applicants for police service with a history of drug use within the recent past is ten years for hard drugs and five years for marijuana.
Companies felt that unions were conspiracies which interfere with property right because, unions usually challenge the employers about the working conditions of their workers and the manner the employers treat their workers; they fight for the rights of the worker. Because of this, employers usually do all they can to stop unions from forming.
Answer:
The correct answer is E
Explanation:
Phishing is the term which is defined as group of individual or the malicious individual who are scam users. This is done by sending the emails or creating the web pages which are designed in order to collect the information of online bank, other login information or credit card information of an individual.
So, Ben is the victim of phishing, as the fraud is done with him by sending the emails.
