Spending money, since your amount of money is decreasing, which is negative
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I believe this is correct, if not lmk!
Step-by-step explanation:
We have got the lines :

Both lines intercept the x-axis in the point :

In all point from x-axis the y-component is equal to 0.

We replace the I point in the lines equations:

From the first equation :

From the second equation :

Then 
Finally :

y = ax + b and y = cx + d have the same x-intercept ⇔ad=bc