A pretexter is a person who calls your bank or other financial institution pretending to be you or someone else who is authorized on the account.
What is pretexting?
- Pretexting is the act of creating and using an invented scenario (the pretext) to engage a targeted victim in a manner that increases the chance the victim will divulge information or perform actions that would be unlikely in ordinary circumstances.
- An elaborate lie, it most often involves some prior research or setup and the use of this information for impersonation (e.g., date of birth, Social Security number, last bill amount) to establish legitimacy in the mind of the target.
- As a background, pretexting can be interpreted as the first evolution of social engineering, and continued to develop as social engineering incorporated current-day technologies. Current and past examples of pretexting demonstrate this development.
- This technique can be used to fool a business into disclosing customer information as well as by private investigators to obtain telephone records, utility records, banking records and other information directly from company service representatives.
- The information can then be used to establish even greater legitimacy under tougher questioning with a manager, e.g., to make account changes, get specific balances, etc.
- Pretexting can also be used to impersonate co-workers, police, bank, tax authorities, clergy, insurance investigators or any other individual who could have perceived authority or right-to-know in the mind of the targeted victim.
- The pretexter must simply prepare answers to questions that might be asked by the victim. In some cases, all that is needed is a voice that sounds authoritative, an earnest tone, and an ability to think on one's feet to create a pretextual scenario.
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Indeed, most economists would argue that the best interests of international businesses are served by a <u>free-trade stance</u>.
<h3>What is a free-trade stance?</h3>
A free-trade stance is a government policy that does not restrict imports and exports because there are no import tariffs or export subsidies.
A free-trade stance is also known as laissez-faire policy because under a free-trade policy, goods and services are exchanged across international borders with little or no government interventions in the forms of tariffs, quotas, subsidies, or prohibitions.
Trade protectionism, which creates economic isolationism, is the direct opposite of the concept of free trade.
Thus, indeed, most economists would argue that the best interests of international businesses are served by a <u>free-trade stance</u>.
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Answer:
A product-management organization is sometimes characterized as a hub-and-spoke system because the brand or product manager is figuratively at the center, with spokes leading to various departments representing working relationships.
Explanation: This statement is made because a product manager is one who is in constant research on the different components that interfere in the development of a product and its behavior in the market, so there is communication with the different departments of a company and it is said which is the center of the business.
Example: In a chocolate factory a product manager would be responsible for ensuring that the chocolate meets the requirements of the target market, for this he must constantly contact the purchasing department to include the best ingredients and offer the best packaging, as well. such as transport, so that they do not melt on the road to establishing sales.
Answer:
Following are the solution to this question:
Explanation:
The crew is forbidden to connect with visitors on the ship. The protection of a ship holds the crew close watch day and night. It doesn't mean that dalliances don't happen, but if a crewman is caught and convicted, the next port seems to be the start of the ship. Therefore the traveler ought to be able to claim damages in this issue, nobody has informed the traveler of apparent danger.
Answer:
Balance amount owned in six months is $46.8
Explanation:
given data
new shoes price = $85
amount paid = $40
interest rate = 8 % = 0.08
time period = 6 month = 0.5 year
solution
first we get here balance amount for the shoes that is
balance amount = $85 - $40
balance amount = $45
now we apply here simple interest method that is express as
Simple interest = principal × rate × time ................1
put here value and we will get
simple interest = $45 × 0.08 × 0.5
Simple interest = $1.8
and now we get here amount that is
Amount = Principal + Interest ..............2
put here value we get
Amount = $45 + $1.8
Amount = $46.8
so balance amount owned in six months is $46.8
