Hilgard and his colleagues find out that hypnotized people report less pain when their arms are placed in ice water. W<span>hen Hilard asked the participants to press a key if "some part" of them felt pain, almost all pressed the key. That is how e concluded that there is s "hidden observer", or a split consciousness that involuntarily knows what is happening.</span>
This would be a liability insurance!
In a liability insurance, if some damage takes place, the money will not the paid to the person insured, but to a third party- here the "others" in the question. So this type of insurance protects the others from the damage that the insured person might cause. <span />
I believe it’s C. FAFSA (Free Application for Federal Student Aid)