The payment is called premium.
Premium payment refers to the specific amount of payment required periodically (monthly or yearly) by the insurer to provide coverage under a given insurance plans such as life insurance, auto insurance, and house insurance for a defined period of time. In Jan's case, he is required to pay monthly to cover the insurance for his car.
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Answer:
Genetics.
Explanation:
Over time animals and plants of all sorts have evolved into several different things. there is no limit to the differences that can exist, as life is ever changing.