The answer is Smart technology :)
Answer:
a bank finances
Explanation:
the best determines whether a borrower's investment on an adjustable-rate loan goes up or down is the current market. The market's condition drastically impacts the rate of investment.
Def firstChars( word ):
if( word ): # make sure word has characters
print( word[ 0 ] ) # print the first character (Python 3 syntax)