Answer:
The answer to your question is true
Phenotypes are the physical characteristics of an organism, whereas the genotypes are the genetic make up.
Having the same or similar phenotypes is based upon chance. For example, two individuals may have blond hair, blue eyes and fair skin, but they are not related at all. Their genotype is different as they have different parents and relatives and so on, but physically, they can look the same, perhaps due to environmental factors.
When you buy a bond, you're lending your money to a company or a government (the bond issuer. In return, the issuer pays you interest.) On the date the bond becomes due (the maturity date.) On that date, you get your money back without any penalty.
I hope this helps! :)
