The statement which describes a modified endowment contract is this: 'Exceed the maximum amount of premium that can be paid into a policy and still have it recognized as a life insurance contract.
A modified endowment contract is a type of life insurance contract which has been funded with more money than allowed. Such a life insurance will no longer be regarded as life insurance by IRS, it will be considered as a modified endowment contract.
The correct answer among the choices listed above is option D. The connection between the mother and the embryo that provides the embryo with oxygen and nutrients and waste disposal is the placenta. Hope this answers your question. God Bless.
An oceanographer would study this (my sister is an oceanographer)
