Every cooperative board of directors is charged with both protecting and utilizing the resources of the cooperative for its members. This simply stated prime directive is far from a simple task.
Balancing the needs of the member with the needs of the cooperative’s balance sheet is a tricky proposition at best. Establishing margins to cover actual costs along with additional net savings that will allow for future growth of services can be difficult, but past performance – together with reasonable expectations and realistic optimism – should drive financial projections.
With the help of the cooperative’s management, boards develop and approve business plans that will meet the organization’s goals. Most planning cycles are conducted annually, creating a budget that anticipates surpluses. New projects offering better services or products are financed along with long-term financing, either with new injections of capital or long-term borrowings. Unrealistic long-term financing projections can seriously interrupt the monthly and daily operations of a cooperative, therefore, understanding how current assets and liability affect the cash to cash cycle is a critical piece of knowledge that any board member needs. Current assets consist of cash, inventories and accounts receivable. Current liabilities include accounts payable for goods and services and the current portion of long or immediate term debt.
Following your beliefs and values when making decisions is important because :
A if you do, you can prevent unwanted problems
or if you got one, at least it's 100 % from your own decision
hope this helps
Answer:
A developing country (or a low and middle-income country (LMIC),
Explanation:
less developed country, less economically developed country (LEDC), medium-industrialized country or underdeveloped country) is a country with a less developed industrial base and a low Human Development Index (HDI) relative to other countries.
Answer: Negotiate a higher travel fee for the next assignment in that area.
Explanation: A notary signing agent refers to a notary, an independent contractor hired in other to obtain the formal signature and ensure loan documents are executed by the borrower and then returned for processing. This process is a critical part in completing real estate loan deals. As loans won't get funded without notary signing.
However, if a notary signing agent realizes that an already embarked location his outside his territory and the need for a higher fee, then, the higher negotiation fee will be for the next assignment in that territory or area.
Answer:
Explanation:
रेसलाई "मानवजातिको कोटी को रूपमा परिभाषित गरीन्छ जुन केहि विशिष्ट शारीरिक लक्षणहरू साझेदारी गर्दछ।" जातजाति शब्दलाई अझ व्यापक रूपमा परिभाषित गरिएको छ "साधारण जातीय, राष्ट्रिय, आदिवासी, धार्मिक, भाषिक, वा सांस्कृतिक मूल वा पृष्ठभूमि अनुसार मानिसहरुको ठूलो समूह hope this helps
