An adverb clause will modify a verb, adjective, or other adverb. It will contain a subject and a verb. It will begin with a subordinating conjunction. It will answer the questions { why, how, when, where, or under what condition}.
I'll agree to your proposal because I have no other choice.
ur adverb clause is : because I have no other choice.....it is modifying the verb " agree " answering the question " why ".......why will u agree....because u have no other choice.
A direct object is a noun, pronoun or group of words serving as the receiving end of an action. So in this case,
Settlers (answer!)
This should be the answer as settlers are at the receiving end of the protection from the judge! :)
The second one I'm pretty sure
Time heals all wounds. Possible kindness is rewarded but the former makes more sense to me :)
I think it is a because if the banker had no money and the bet he would’ve been on debt