The colonial militia faced it's worse during Valley Forge. This ha attacked George Washington by surprise. They had not built any houses and they had to make so quick since they were rushing they left big gaps and since it was winter it was not the best idea. The Army suffered it's most at Valley Forge!
First thing that comes to mind is maybe withdrawing too much money (overdraft fee).
There Are Ten Federal Holidays Recognized By the Untied States Government. It Only Falls On A Saturday In Any Year,
The two consequences of the California Gold Rush is it had an severe environmental impact. Another consequence was the rivers were clogged with sediment.