Question

So I'm doing a project for photography and it's about copyright, and asking if I can have your permission and use a photo that you 100% own?

Answer 1

If you ask the business if you can use their photo and then say you can then they can’t sue you for copyright.
If you take the photograph and don’t ask you can be sued.
I don’t think you will ever own the photograph unless the business signs the rights over to you

Not 100% sure but I hope this helps :)