A. Commercial banks lend mi way to consumers in the form of car loans, mortgages and personal loans. The money distributed for these loans comes from deposits of other bank customers.
<span>Which choice is the correct statement about "comprehensive" insurance?
B. Comprehensive insurance provides you coverage for both collision and physical damage.
Question 2
If I make a lot of claims on my insurance, my insurance cost will probably go up. TRUE
Question 3
What are some of the obligations you must fulfill for an insurance policy to be in effect? C. Both A and B.
What is collision insurance? B. Collision insurance is the coverage your insurance company gives you that only covers physical damage to a vehicle. Collision insurance usually has a "deductible" which means that the company will not pay 100% of damages.
All insurance companies charge the same rates for insurance coverage. FALSE
What is an insurance "deductible"?
D. An insurance deductible is what you pay yearly for car insurance if you don't have accidents.
What is an insurance policy?
B. An insurance policy is a document that tells you what you must pay for insurance coverage and what the insurance company is - and is not - covering.
What is the purpose of insurance?
D. Both B and C.
Life insurance can be most valuable in which of these cases?
D. Both B and C.
It is always smart to compare insurance costs between different companies. Insurance agents are usually good people. But remember that the job of insurance agents at most companies is to sell you their insurance policies. Their job is not to tell you that another company has a better and less-expensive policy. True.
What are some of the factors that would influence your insurance costs?
C. The type of car you drive.
In which cases does property insurance normally give you coverage?
D. All of the above.
Some insurance usually has a higher price for younger people because younger people have more accidents.FALSE
Health insurance is designed to cover some or all of your expenses related to accidents and some health issues.TRUE
Which actions will many insurance companies take if you receive a DUI?
C. Both A and B.
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Answer:
The price of the stock is $66.5
Explanation:
The constant growth model of the DDM approach will be used to calculate the price of such a stock today.
The formula for the constant growth model is,
P0 or V = D0*(1+g) / r - g
As the growth rate in the company's dividedn is negative, the growth rate will be -5%.
The price of the stock is,
P0 = 11.9 * ( 1 - 0.05) / 0.12 + 0.05
P0 = $66.5
Resources are any assets that a firm can draw on when formulating and implementing a strategy.
Resource based view is strategy based model that considers an organization's resources as a key to sustainable competitive advantage. The supporters suggests that a firm should look inside the company to find the sources of competitive advantage, instead of looking at the external competitive environment.
According to the Resource based view there are two types of resources: Tangible assets and intangible assets. Tangible assets are physical things such as land, building, machinery, equipment etc. Organizations can easily acquire them in market, so they confer little advantage. Intangible are assets that have no physical presence, such as brand reputation, trademark, etc. They play a significant role in sustaining of a firm as its competitors can't acquire these internal assets.
To learn more about assets click here:
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