First calculate the future value of the annuity
The formula to find the future value of an annuity ordinary is
Fv=pmt [((1+r/k)^(kn)-1)÷(r/k)]
Fv future value?
PMT quarterly payment 1500
R interest rate 0.12
K compounded quarterly 4
N time 4 years
Fv=1,500×(((1+0.12÷4)^(4×4)
−1)÷(0.12÷4))
=30,235.32
Now compare the amount of the annuity with amount of the gift
30,235.32−30,000=235.32
So as you can see the amount of the annuity is better than the amount of the gift by 235.32
Second offer is better
Hope it helps!
Answer:
○ 
Step-by-step explanation:
Since 50% is half, split the numbers up in pairs:
0, 1, 2, 3, 4 | 5, 6, 7, 8, 9
I am joyous to assist you anytime.
I think it’s C but i could be wrong
Since its 4,6 over to 4 and up to 6 the closest one to that mark would have to be A. because it says over to 4 and up to 7.2 which is the closest of the choices that you have :) hope this helps