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Greeley [361]
3 years ago
8

How do lenders and borrower's requirements differ in financial services?​

Business
2 answers:
kakasveta [241]3 years ago
8 0

Answer:

Borrowers often require quite large quantities of funds whereas the lender generally will only have smaller amounts of surplus funds; in other words, the capacity of the lender is less than the size of the investment project. For example, the purchase of a house is likely to require more funds than can be provided by any individual lender.

Nat2105 [25]3 years ago
4 0

Answer:

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___________ not only involves thinking through what it is that the negotiator wants to achieve but also how she is going to achi
DaniilM [7]

Answer:

B. Preparation

Explanation:

A. Assertiveness

B. Preparation

C. Self-confidence

D. End-states

Preparation not only involves thinking through what it is that the negotiator wants to achieve but also how she is going to achieve it.

It is a management principle which allows consumers get ready on how to purchase a product.

Preparation helps consumers to think about the effective way of negotiating price with the seller and ensuring a successful negotiation.

3 0
3 years ago
Andrews Company accepted a note receivable from a credit customer who failed to pay their $2,000 Accounts Receivable balance. Th
Marta_Voda [28]

Answer:

First.At the time of delivery of the document, the company must cancel the customer's debt and register the document to charge more interest.( 2.000 x 0.05 = 100)

Notes receivable      2.100

interest to accrue                   100

accounts receivable           2.000

Second. Then at the time of payment the client does not pay. The company must cancel the document and interests and according to its criteria, it can register an asset (1), a doubtful credit provision (2) or a loss (3) for this credit.

Notes receivable                              2.100

interest to accrue                     100

(1)accounts receivable           2.000

(2)provisions on doubtful debts

(3)bad debts

3 0
3 years ago
an investment under consideration has a payback of six years and a cost of 876000. Assume the cash flows are conventional. If th
Phoenix [80]

Answer:

-43291.14

Explanation:

Npv = net present value

Payback = 6 years

Required return = 12 percent

Cost = 876000

When we talk about last case npv we mean that cash flow has gotten to its last future. The entire cost of 876000 will have to be paid after 6 years and after that future cash flows would exist.

Npv = -876000 +(876000/1.12)⁶

= -876000+443808.86

= = -43291.14

6 0
3 years ago
In week 18 of 2011, employee earned gross pay of $560.00. The following deductions were taken out of gross pay by the employer:
Vikentia [17]

Answer:

The formula for calculating net pay would be;

Net pay=Gross pay-(federal taxes+social security+state taxes)

Net pay=$484.25

Explanation:

The gross pay is the total amount of pay without including the tax deductions while the net pay is the total pay after accounting for tax deductions. It is the amount that an employee actually receives on the pay day. The formula for determining the net pay is as follows;

N=G-D

where;

N=net pay

G=gross pay

D=tax deductions

And, D=F+S.S+S

F=federal taxes

S.S=social security tax

S=state taxes

As we can see, the tax deductions include; federal taxes, social security tax and state taxes.

In our case;

N=unknown to be determined

G=$560.00

F=$55

S.S=$9.50

S=11.25

D=F+S.S+S=55+9.5+11.25=$75.75

replacing;

N=(560-75.75)=$484.25

The formula for calculating net pay would be;

Net pay=Gross pay-(federal taxes+social security+state taxes)

Net pay=$484.25

7 0
3 years ago
Covan, Inc. is expected to have the following free cash​ flow: LOADING.... a. Covan has million shares​ outstanding, ​$ million
saw5 [17]

Answer:

Since the numbers are missing, I looked for a similar question.

a)

year        FCF (in millions)

1                      $10

2                     $12

3                     $13

4                     $14

5                     4% growth rate

terminal value at year 4 = ($14 x 1.04) / (0.1 - 0.04) = $242.67

the firm's total value = $10/1.1 + $12/1.1² + $13/1.1³ + $14/1.1⁴ + $242.67/1.1⁴ + $2 (excess cash) = $9.09 + $9.92 + $9.77 + $9.56 + $165.75 + 2 = $206.09

price per stock = $206.09 / 7 = $29.44

b) excess cash $12

the firm's total value = $12/1.1 + $13/1.1² + $14/1.1³ + $242.67/1.1³ + $12 (excess cash) = $10.91 + $10.74 + $10.52 + $182.32 + $12 = $226.49

price per stock = $226.49 / 7 = $32.36

c) capital gains yield = ($32.36 - $29.44) / $29.44 = 9.92%

6 0
3 years ago
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