I think the answer would be C. an angry state of mind
The points A, B, and D are different definitions from those of "a feeling or state of mind." That being said, they would not be alternate defintions. Also, "an upset or angry state of mind," comes with the primary definition, meaning C. would be an alternate definition.
1 is required to establish a personal credit rating
2, 3, and 4 impact the calculated rating itself
In direct characterization character's personality is explicitly described. Indirect characterization on the other hand uses dialogue, actions and other non-explicitly descriptions. Fro the given sentences the following sentence is example of direct characterization:
The door opened and in came ridiculous Reginald, as dapper and debonair as ever.
Answer:
d) Mercedes is the only one at home, and she is too busy with her embroidery in Madam Hailer's room to come near you
Explanation:
a) “You are going to build a large house, Mr. Darrell?” said Victoriano, turning his horse so as to ride beside Clarence; “judging by the amount of lumber being hauled.”
b) “I understand, and I think my father will be willing to sell the land. He is at home now. Let us go up to see him.”
c) They have too much sense not to know that you would not be working in white kid gloves.
d) Mercedes is the only one at home, and she is too busy with her embroidery in Madam Hailer's room to come near you
Since Mercedes is depicted as being at home alone before having a love encounter, it is clear that the author has resorted to narration to communicate this information.