The theme here is that his daughter has changed because of her friends. She became closer to them than her father and spends more time with them than him. The narrator wants to correct this that is why he wants to talk to her.
Answer:
Names needed a loan so he applied to the financial aid office.
I believe the answer is the first one
Answer:
no because sometimes money can make people feel like they are better than those who do not have money and it can cause them to act differently