Question

Mr. Alonso receives some help paying for his two generic prescription drugs from his employer’s retiree coverage, but he wants to compare it to a Part D prescription drug plan. He asks you what costs he would generally expect to encounter when enrolling into a standard Medicare Part D prescription drug plan. What should you tell him?

Answer 1

Answer:

It would be appropriate to inform him that he would need to pay a monthly premium. In addition, he would need to pay an annual deductible and he might be required to pay a cost-sharing for each prescription issued.

Explanation:

Medicare Part D prescription drug plan, as its name implies, is a health plan that aims to cover the costs related to medications prescribed to patients. This plan promotes a reduction in the purchase prices of these drugs and is essential for patients who need to use drugs recurrently or uninterruptedly. In this case, the patient who opts for this type of health plan needs to be informed about the fees that must be paid. This patient will pay a monthly premium, annual deductible and the costs of the issued prescription.