Every cooperative board of directors is charged with both protecting and utilizing the resources of the cooperative for its members. This simply stated prime directive is far from a simple task.
Balancing the needs of the member with the needs of the cooperative’s balance sheet is a tricky proposition at best. Establishing margins to cover actual costs along with additional net savings that will allow for future growth of services can be difficult, but past performance – together with reasonable expectations and realistic optimism – should drive financial projections.
With the help of the cooperative’s management, boards develop and approve business plans that will meet the organization’s goals. Most planning cycles are conducted annually, creating a budget that anticipates surpluses. New projects offering better services or products are financed along with long-term financing, either with new injections of capital or long-term borrowings. Unrealistic long-term financing projections can seriously interrupt the monthly and daily operations of a cooperative, therefore, understanding how current assets and liability affect the cash to cash cycle is a critical piece of knowledge that any board member needs. Current assets consist of cash, inventories and accounts receivable. Current liabilities include accounts payable for goods and services and the current portion of long or immediate term debt.
Answer:
A Bill of Rights was added in 1791. In part to gain the support of the Anti-Federalists, the Federalists promised to add a bill of rights if the Anti-Federalists would vote for the Constitution.
Explanation:
Answer:
Stevie has an oral fixation.
Explanation:
<em>Oral fixation</em> occurs in the oral stage of development and is characterized by obsessive mouth stimulation. The most commonly suggested trigger for this type of fixation is when a child has a<em> problem during the weaning stage;</em> either being weaned too early or too late. Later in life, such a child may develop an obsession with activities that involve the mouth such as <em>over-eating which leads up to being overweight, talking excessively, excessive drinking and in some cases a smoking addiction.</em>
The correct answer is general delays across all areas of intellectual functioning on the WISC-IV
Explanation: Intellectual Disability is characterized by limitations in general mental skills. These skills are linked to intelligence, activities that involve thinking, problem solving and planning, among others. Intelligence is assessed using the Intelligence Quotient (IQ) obtained by standardized tests. The outcome of a person with Intellectual Development Disorder in this assessment is 75 or less.
The application of scientific methodology to criminal and civil laws is known as Forensic science. This is applied during criminal investigations which is also governed by legal standards of admissible criminal procedures and evidence. The term Forensic science is the combination of two Latin words: science and forensis.
