Answer: residual value (or salvage value)
Explanation:
Answer: A is the one APEX
Answer:
Points are charged and the loan has a 30 year maturity but prepaid in five years
Explanation:
When you purchase points to lower your monthly mortgage payments, the bank (or lender) sell them calculating a 30 year payment schedule. If you pay the loan in a shorter period, it means that the points were sold at a very high price o you actually end up paying higher effective interest rate. That without even considering any possible prepayment penalties. But sometimes knowing that your mortgage is paid lowers your stress and it may be worth it from a personal (not financial) point of view.
<span>Bond referenda are more the exception than the rule. Bond referenda account for less than l percent of state and local expenditures.In the United States, direct expenditures for governments between 1933 and 1943. So One percentage of state and local expenditures do bond referenda account for.</span>
Answer:
C. decreases, the present value of any future cash flow increases.
Explanation:
An increase in the discount reduces the net present value (NPV). The net present value is the present value of the future projected future cash flows and inflows. The discount rate is the interest rate used to discount future value to the present time. It represents the acceptable or expected rate of return from an investment.
A high discount rate will require a lower level of investment today to earn the desired amount in the future. A high discount rate indicates high returns are expected from the project. Using a low discount rate increases the net present value, meaning high-value investment today will yield high returns in the future.
