Try using a theory ask your teacher if a ruler can be used
The answer is a. you have a large monthly car payment
that is the reason you would want a larger than normal financial reserve
The middle section is n(n+1)
The top row is n+2
The bottom row is 2n+1
So the rule for the total number of tiles will be the sum of the above rules...
s(n)=n(n+1)+n+2+2n+1
s(n)=n^2+n+n+2+2n+1
s(n)=n^2+4n+3