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4 years ago

What are the c’s of credit

1 answer:

3 0

The five C's of credit<span> is a system used by lenders to gauge the creditworthiness of potential borrowers. The system weighs five characteristics of the borrower and conditions of the loan, attempting to estimate the chance of default. The five </span>C's of credit<span> are character, capacity, capital, collateral and conditions.

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At the beginning of the year, a firm has current assets of $328 and current liabilities of $232. At the end of the year, the cur

GarryVolchara [31]

Answer:

$125

Explanation:

Computation for the change in net working capital

Using this formula

Change in net working capital =( Ending Current asset- Ending Current liabilities) - (Beginning Current asset- Beginning Current liabilities)

Let plug in the formula

Change in net working capital =

($493 – $272) – ($328 – $232)

Change in net working capital = $221-$96

Change in net working capital =$125

Therefore the Change in net working capital will be $125

5 0

3 years ago

A home is appraised at $125,000 and the assessment level is 35%. There are a total of 40 mills in the taxing area.

Andrews [41]

Answer:

$1,750

Explanation:

First, we have to calculate the assessed value which can be determined using the below formula:

Assessed value=Appraised value of home*assessment level

=125,000*35%

=$43,750

The next step is to calculate the cost of each mill which can be calculated using the following formula:

Cost of each mill=Assessed value/1000

=43750/1000

=43.75

The final step is to find the annual taxes, which can be calculated using the following formula:

Annual taxes=cost of each mill*number of mills

=43.75*40

=$1,750

7 0

3 years ago

In the logistics-systems design matrix, volume, cost and speed of delivery are three variables (assume three levels: low, modera

BARSIC [14]

Answer:

High volume, Low cost and moderate speed of delivery.

Explanation:

Logistics-systems design matrix is a framework use to describe process of logistics. We check different mode of transport on the parameter of this matrix to compare and choose the best one as requirement. Mode of transport are Rail, water, hand delivery, road, pipeline and Air.

Parameter used in this matrix are Speed, volume and cost of delivery, which help us to identify which mode will be cheaper on every mile of transportation, which mode can be used to delivery products on time, and which mode of transportation should be used to delivery higher volume or lower volume of product.

6 0

3 years ago

You're trying to choose between two different investments, both of which have up-front costs of $86,000. investment g returns $1

Leni [432]

Answer: The Rate of return earned by Investment G is 8.37%, while the rate of return earned by investment H is 8.54%.

We have

Investment G Investment H

Future Value of returns 151000 271000

No. of years 7 14

Costs 86000 86000

Rate of Return Formula :

$RoR = \left (\frac{Ending Value of investment}{Beginning Value of investment}\right )^\frac{1}{n} -1$

Substituting we get ,

Investment G

$RoR = \left (\frac{151000}{86000}\right )^\frac{1}{7} -1$

$RoR = 1.755813953^{0.142857143} -1$

$RoR = 1.083740989 -1 = 0.083740989$

RoR = 8.37%

Investment H

$RoR = \left (\frac{271000}{86000}\right )^\frac{1}{14} -1$

$RoR = 3.151162791^{0.071428571} -1$

$RoR = 1.085438096-1 = 0. 085438096$

RoR = 8.54%

5 0

4 years ago

Selected operating data for two divisions of Outback Brewing, Ltd., of Australia are given below: Division Queensland New South

Svet_ta [14]

Answer:

1. Quuen Land Division

Margin 6.50%

ROI 11.70%

New South Wale Division Margin

Margin 3.50%

ROI 15.75%

2. New South wale Division

Explanation:

1. Computation for each division's margin, turnover, and return on investment (ROI)

QUUEN LAND DIVISION MARGIN

Using this formula

Margin =Net operating income/Total Sales

Let plug in the formula

Margin =$70,200/ $ 1,080,000

Margin=6.50%

QUUEN LAND DIVISION ROI

First step is to determine the Turnover using this formula

Turnover=Total sales/Average Asset

Let plug in the formula

Turnover= $ 1,080,000 /$600,000

Turnover =1.8 times

Now let determine the ROI using this formula

ROI =Margin * Turnover

Let plug in the formula

ROI=6.50%*1.8

ROI=11.70%

NEW SOUTH WALE DIVISION MARGIN

Margin =$ 83,475 / $ 2,385,000

Margin=3.5%

NEW SOUTH WALE DIVISION ROI

First step is to determine the Turnover using this formula

Turnover=Total sales/Average Asset

Let plug in the formula

Turnover= $ 2,385,000 /$530,000

Turnover =4.5 times

Now let determine the ROI using this formula

ROI =Margin * Turnover

Let plug in the formula

ROI=3.5%*4.5

RO1=15.75%

2. Based on the above calculation the divisional manager that seems to be doing the better job

Is NEW SOUTH WALE DIVISION because the ROI is greater.

3 0

3 years ago