Many consider July 4, 1863 to be the turning point of the American Civil War. Two important, famous, well-documented battles resulted in Confederate defeats: the Battle of Gettysburg (Pennsylvania), July 1-3, and the Fall of Vicksburg (Mississippi), July 4. However, two other major, lesser-known events resulted in two additional Confederate defeats. Both losses, one in Tennessee and one in Arkansas, were influenced by the Vicksburg Campaign.
It is either b or d, im not too shure
Federalism is the distribution of power between a central authority and constituent units, such as the federal government in Washington DC and the states. Article V of the constitution allows for the creation of constitutional amendments via an act of Congress, or by the application of a majority of the states. In this case, both the states and the central authority are able to make necessary changes without the consent of the other.
Credit is essentialy a loan given that is paid back with interest. Arguably, credit caused the Great Depression. Many Americans invested in the stock market with credit when they did not have the money, so when a recession in the stock market occurred, many stockholders were in huge debt. Banks that lended money were out of money, and depositors lost money. This caused homes to foreclose, and because of the decrease in consumer purchasing power (people were in debt), companies laid off workers and unemployment rose.