To wrap a gift, you can choose from 4 kinds of wrapping paper, 6 gift bags, 2 colors of ribbon, 5 bows, and 2 stickers. You choo
se either a style of wrapping paper or a gift bag. Then you choose one of each of the remaining items. Find the total number of ways you can wrap the gift.
The answer to your question is 15(12)+40=? 15 being the per month fee, 12 being all 12 months, and 40 being the sign up fee. You can also put 15x12+40=?