Answer:
The balance in the account increases at a rate of 2.5% each year
Multiples of 12 : 12 , 24 , 36 , 42 , 60 , 72 , 84 , 96 , 108 , 120
3 left (+3) : 15 , 27 , 39 , 45 , 63 , 81 , 87 , 99 , 111 , 123
Multiples of 9 : 09 , 18 , 27 , 36 , 45 , 54 , 64 , 72 , 81 , 90
21 left (+21) : 30 , 39 , 48 , 57 , 66 , 75 , 85 , 93 , 102, 111
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Answer : There are 111 apples
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First set change the function f(x) to y so
that it would be

Then set y = 0

Then solve for x
X = - 3
To graph it, just plot the point (-3,0) on the x-axis