Freedom, maybe? I'm not so sure
Credit risk is the risk that the borrower will not succeed to make required payments. Therefore, the lander could lose principal and interest. The risk also includes disruption to cash flows and increased collection costs. The loss can be complete or partial and can arise in number of circumstances. To reduce credit risk, the lender performs a credit check on the borrower, and also can require the borrower to take out the appropriate insurance, like mortgage insurance. The lander also can ask a guaranty from the third side.
Answer:
As Europeans moved beyond exploration and into colonization of Americas, they brought changes to virtually every aspect of land and its people, from trade and hunting to warfare and personal property. European goods, ideas, and diseases shaped the changing continent.
Explanation:
The Moche civilization ([ˈməʊtʃeɪ, ˈmɒtʃeɪ]; alternatively, the Mochica culture or the Early, Pre- or Proto-Chimú) flourished in northern Peru with its capital near present-day Moche, Trujillo, Peru from about 100 to 700 AD during the Regional Development Epoch.
