D. He will have $2,121.80.
After one year at 3% interst, $2000 becomes $2000 x 1.03 = $2,060.
During the second year, that $2060 x 1.03 becomes $2121.80
It's the same because you're trying to find net price (end price)
You're going to take in both scenarios 100%-15%= 85%
You're always going to be paying only 85% of the price.