Answer: c. legal but unethical
Explanation:
With John being in charge of the loan application when Albert came to apply, John had access to Albert's information. 
John then used this information which he had LEGAL access to, to recommend a bank product to Albert. 
This is legal but UNETHICAL because Albert did not know that any information he gave will be used for a reason different from his application for a loan. 
 
        
             
        
        
        
The issues of training, absenteeism , productivity and morale should be agreed upon at the first level of supervisors.
The first line supervisor can manage concerns like as training, absenteeism, productivity, and morale . With the growth of unions, hiring and firing have grown increasingly difficult for first-line supervisors to handle. Hiring and, more crucially, dismissal should be prioritized to avoid disputes. Disciplinary action is often handled by first line supervision in a non-union context. It should be elevated in a union setting. Elevation would guarantee that all of the ducks are in a row to avoid a complaint and save the company money on any monetary settlements.
To know more about first level supervisors click here:
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Answer:
The correct answer is lower-class nonwhite.
Explanation:
The lower class is the poorest population segment of human society. It is characterized by having great gaps in its way of life and limitations in terms of access to economic resources. They are usually unemployed people, who do not own their own home or other goods or properties that are essential for living.
To this socioeconomic class belong people with very low educational levels, barely with primary education and some with secondary education. Some casual or independent workers also enter this class. Lower class families do not have good basic services in their homes.
 
        
             
        
        
        
Answer:
B) churn
Explanation:
The churn rate refers to the percentage of customers lost by a company (usually during a 1 year span) either because they stopped a subscription or stopped purchasing its products. 
The churn rate can also refer to the percentage of employees leaving or quitting a company during one year.