Predatory lending is can be understood as any lending practice that convinces the borrower to accept unreasonable terms, that can be coercive or exploitative, for a mortgage that the borrower cannot afford. To protect yourself you can take a look at some steps:
1. Don’t agree to a loan without understanding the amount of closing cost, fees, and other upfront costs;
2. Shop around, don’t let anyone rush you into a decision on a loan or home improvement;
3. Question about any additional fees and prepayment penalties, if any. Make sure that those fees are sound;
4. Stay clear of lenders who promise that your loan will be approved despite your credit history or rating;
5. Borrow only the amount you need and can afford;
6. For any loan, make sure you understand all of the terms before you sign it;
Equal protection calls for state,to guarantee the same rights,priveleges, and protection for all the citizens. Substantive due process on the other hand calls upon court protection of certain fundamental rights from government interference, even if procedural protections are present or the rights are not specifically mentioned elsewhere in the US Constitution. The statute that was raised by the state conferred certain privileges on part of the motorists,requiring some to always wear helmets while others were not.
The need for jobs and the fact that it was new land untouched.
When the bank closed it caused economic depression
Open the borders hehehejeekw
