I'm going to guess and say that there are choices and go with Credit unions are typically owned and run by their members and Credit unions limit membership to certain people or groups.
What is the role of Government?
establish Justice, insure domestic Tranquility, provide for the common defense, promote the general Welfare, monitor the economy, businesses, and banks; maintaining the education system, roads, and public utilities, regulating the safety of food and medicine
I do think it is Nelson Maldela I hope this helped. I'm not 100% sure but I recognize the name and remember reading about him.
Number 1 is D, japan invades china